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Statistically speaking, a car crash takes place once in 5 seconds, someone is harmed in an accident in 11 seconds, plus a person is fatally injured once in every twelve minutes. Those make for scary figures to think about at the time that you leave home for classes, the office, or just to run down to the neighborhood grocery shop, and is compelling evidence of the reason why motor vehicle insure protection is essential.
However, the scenario is not all dark and dreary - you can feel a little more at ease, with the knowledge that the crash fatality rate for every hundred-million vehicle-miles traversed (which is the number of miles that non-commercial vehicles are driven in a base period) is at an all-time low than ever noted from the point when these stats have been recorded, which is 30 years back, now standing at 1.46, and this rate has remained below 1.50 in the 2nd successive annual period. Based on the data in an informative document, the figure of official complaints or reports regarding vehicle accidents, happening somewhere on the freeways, plunged to less than 6.2 million compared with over 6.3 million for the period 2003, besides which the numbers for persons who suffered some sort of damage in these crashes continues to steadily decline as well.
This decrease is partly because of the US-wide crusades that were specially intended for fostering the use of seat belts by drivers and passengers and decreasing cases of driving when one`s ability is affected by alcohol or drugs (impaired driving). Currently, the seat belt law is obligatory in all of the fifty U.S. states, and that has greatly influenced the decrease in the figures pertaining to individuals killed because they are victims of motor vehicle accidents in 2004. The U.S.-wide movement to deter driving while intoxicated (DWI), also known as DUI or `driving under the influence`, has additionally dramatically helped reduce DUI mortal accidents, for two successive annual periods running.
In spite of all these innovative preventive measures, vehicular mishaps occur even now. This accounts for why the thrust of the initiative has shifted to particular days and hours during which vehicular mishaps occur. Based on studies, both the regular weekly `off` nights (Saturdays and Sundays), from 12 - 3 a.m., show up as the most hazardous 3-hour periods for drivers to venture onto city streets, with a total of 2,451 collisions where people lost their lives occurring in 2004; 76 % of such automobile-related casualties involved alcohol.
All these statistics mean that you presently have some idea of which time-period during the day to attempt to keep off the roads - or be particularly cautious, but do you know the most dangerous months? One report demonstrates that August led the list with the dubious distinction of having by far the highest figures of fatal collisions in a single month, and the festive month of December had the highest figures in vehicle crashes, with a total of 601,000 - statistics you should remember during your road travel over the X`mas break!
The auto you`re driving also will play a large role when calculating the odds on a vehicle smash-up. Passenger cars and minivans together were implicated in about 95 per cent of the 11 million vehicles (which works out to around 10.5 million) involved in motor vehicle smash-ups in `04. Big rigs were implicated in just around 15 percent of the motor vehicle crashes. To add to this, we saw a rise in the number of vehicles overturning during a road mishap. Out of the motor vehicles which overturned, utility vehicles notched up the highest rate, - a rate of 36.2 percent in fatal crashes, 9.6 percent in injury crashes, and 2.4 percent in property-damage-only-crashes. Regardless of the the magnitude of these accidents, most of these collisions occurred in daytime, in normal meteorological circumstances (for instance, no storms, fog, or snow), when the vehicle was going straight.
Cover yourself (and your family) by obtaining sufficient motor vehicle assurance. Road mishaps do befall drivers, but what you can do is adhere to a number of uncomplicated means to enhance your (and others`) safety while behind the wheel. These entail using your seatbelt at all times, obeying the speed limit, taking note of your surroundings-- plus having vehicle coverages on line. By having cars assurance, you are able to safeguard your own person, your household members, your fellow-riders, and other drivers, from having to bear needless grief and financial hardship.
In case you are interested in purchasing online auto insure or when you want to confirm that you`re receiving the most suitable package that you can get for the price, the Internet is a good source that will find you any online autos assurance data you need. There, you will have the means to assess different companies` internet cars insurance charges by using quotes available from as many as a dozen insurance establishments, to help you assess various autos coverages on line premiums while enabling you to home in on the most suitable automobiles ins package to suit your overall needs.
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